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4th Quarter Fixed Income

The bond market reacted similarly to the fluctuating tariff policies.  Yields on 10-year U.S. Treasuries reached a peak of 4.79% in January. Then they were they were down to 4.01% in early April. The Treasury market was more stable for the rest of the year with a yield of 4.18% on December 31.  Bond investors seemed more relaxed in the second half. (Yields move inversely to prices.) The Bloomberg U.S. Aggregate Bond Index had a year-to-date return of 7.30%.   In sum, 2025 was an overall positive year for bond investors.